Bad credit is a low credit score, usually caused by missed payments or high debt. It can limit loan approvals, raise interest rates, and affect financial opportunities significantly.
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5m read
If you are in debt, there is no doubt that you have received some kind of notification about the state of your credit score. For some people, this notification can serve as a wakeup call about their financial health, especially if they are not accustomed to reviewing their credit reports on a regular basis. While […]
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6m read
Whether you are applying for a new house or apartment, a loan at the bank or a department store credit card, one of the first things a creditor will ask for is your credit score. For many people, understanding credit scores can seem pretty daunting, especially when they do not know how the scoring system […]
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3m read
Every year, thousands of people get into a situation where their credit score and debt total has reached a delinquency status. Months of built-up credit card balances, utility bills, and other unpaid statements is a common scenario for people seeking debt settlement. What many people do not realize, however, is that the buildup is a […]
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3m read
When people get into debt, it is far too common that, within a few short months, they get bombarded by calls from credit card collections. For many people, that seemingly endless stream of phone calls can border on or transition entirely into harassment. Luckily, there are a few tips and tricks we at Liberty Debt […]
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4m read
Every year, millions feel like they are practically drowning in unpaid debts. Between the high and only increasing costs of housing, transportation, and other necessities, it can seem almost impossible to reach any financial high ground. With debt settlement, however, people can get some help and make their way back towards fiscal safety. While negotiating […]
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4m read
Debt is a looming presence in just about everybody’s life. With prices of everyday items and the cost of living continually increasing, it can seem just about impossible to avoid a financial crisis. For those who are already experiencing financial issues, those worries can quickly turn into fear of losing just about everything. The good […]