Debt Settlement
Debt settlement allows you to resolve debts for less than the full amount owed—often faster than you think. Our experienced team helps negotiate directly with creditors, giving you a clear path toward financial freedom.




How Does Debt Settlement Work?
Debt negotiation is a strategy to reduce your overall debt and meet your obligations to creditors.
The first step is to provide proof of your financial hardship, including your income and expenses. This helps explain to creditors why you are unable to make your current payments and might have delinquencies on your credit report.
Once we understand your situation and a reasonable repayment amount, we negotiate with creditors to accept a lower amount than what you owe. Our expertise helps navigate this process effectively.

Working with Debt Settlement Companies
A successful debt settlement can lower your outstanding debt balance. While you can negotiate on your own, dealing with multiple creditors can be time-consuming, and some may refuse to negotiate.
Each debt situation is unique, so it’s important to understand your options and how your decisions impact your debt.
At Liberty Debt Relief, our experienced team negotiates with creditors daily to secure the best outcomes for our clients. Trust us to ask the right questions and find the best solutions for your needs.
Reduce what you owe.
Pay down $25,000 est. in debt faster than minimums (including interest)
Pay less each month
Liberty Debt Relief
$467/mo
Current
$730/mo
Reduce what you owe
Liberty Debt Relief
$22,400/mo
est. total cost w/ fees
Current
$51,386/mo
est. total cost w/ fees
Get rid of debt faster
Liberty Debt Relief
4 years
Current
5 years 9 mos
Clients could free up $263/mo (avg) compared to minimum debt payments.
Information provided in this graph is for informational purposes only and the Liberty Debt Relief option does not constitute an offer for debt resolution or any other product.
$100 + Million
In Resolved Debt
30+ Thousand
Satisfied Clients
8+ Years
In the Industry