Bad credit is a low credit score, usually caused by missed payments or high debt. It can limit loan approvals, raise interest rates, and affect financial opportunities significantly.
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5m read
High school report cards do not follow you around forever, but unfortunately, your credit score report card does. Having good debt is an essential part of adulthood, as it is what allows you to get a car, home, loans, and many other basic necessities that you will need over the years. For many people, maintaining […]
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3m read
Debt is one of the most terrifying words in any language. With millions of people going into thousands of dollars of debt every year, many start to wonder if there really is such a thing as good debt and, if so, how they can possibly get it and also learn how to maintain a good […]
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5m read
Sometimes it feels like the easiest and only thing to do when confronted with difficult situations is to run away. But unfortunately, that usually just makes matters significantly and dangerously worse, especially when it comes to your finances. Credit delinquency is a terrifying topic and situation for many people every year. Why wouldn’t it be? […]
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5m read
Credit cards can be a great help when you need some extra spending power. However, the buy now, pay later proposition of credit cards gets many people into a financial jam when it comes time to repay their creditors. Consequently, many people carry a balance on their card that grows ever larger, until credit card […]
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4m read
Getting ahead financially takes a lot of time, patience, and well-researched knowledge. There are dozens of types of credit available out there, which can make determining how to manage them a little confusing at times. If, however, you are specifically looking to choose between personal loans or credit cards and want to understand how difficult […]
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5m read
If you are ever low on funds, credit cards are a great backup for emergencies, right? While this may be somewhat true, credit cards also pose a dangerous threat to many people’s situations, especially if they are unable to pay back the money they spend. Luckily, there are steps available to make sure that credit […]