Personal Finance

If you are ever low on funds, credit cards are a great backup for emergencies, right? While this may be somewhat true, credit cards also pose a dangerous threat to many people’s situations, especially if they are unable to pay back the money they spend. Luckily, there are steps available to make sure that credit […]

If you are in debt, there is no doubt that you have received some kind of notification about the state of your credit score. For some people, this notification can serve as a wakeup call about their financial health, especially if they are not accustomed to reviewing their credit reports on a regular basis. While […]

Whether you are applying for a new house or apartment, a loan at the bank or a department store credit card, one of the first things a creditor will ask for is your credit score. For many people, understanding credit scores can seem pretty daunting, especially when they do not know how the scoring system […]

Every year, thousands of people get into a situation where their credit score and debt total has reached a delinquency status. Months of built-up credit card balances, utility bills, and other unpaid statements is a common scenario for people seeking debt settlement. What many people do not realize, however, is that the buildup is a […]

When people get into debt, it is far too common that, within a few short months, they get bombarded by calls from credit card collections. For many people, that seemingly endless stream of phone calls can border on or transition entirely into harassment. Luckily, there are a few tips and tricks we at Liberty Debt […]

A new year is a new start to achieve your goals and steer your life in the direction you want it to go in. For the millions of people in the U.S. who owe money on loans, credit cards, medical expenses, or other lines of credit, a great goal to consider is avoiding getting into […]