Financial Education

Whether you are applying for a new house or apartment, a loan at the bank or a department store credit card, one of the first things a creditor will ask for is your credit score. For many people, understanding credit scores can seem pretty daunting, especially when they do not know how the scoring system […]

Every year, thousands of people get into a situation where their credit score and debt total has reached a delinquency status. Months of built-up credit card balances, utility bills, and other unpaid statements is a common scenario for people seeking debt settlement. What many people do not realize, however, is that the buildup is a […]

When people get into debt, it is far too common that, within a few short months, they get bombarded by calls from credit card collections. For many people, that seemingly endless stream of phone calls can border on or transition entirely into harassment. Luckily, there are a few tips and tricks we at Liberty Debt […]

The millions who deal with debt every year tend to have the same general story — it started with only a couple purchases on a credit card or a single loan and, before they knew it, they owed hundreds of thousands of dollars to a list of businesses. One of the first things people usually […]

For many people, even those who are not currently in serious debt, the thought of not being financially stable is nearly debilitating. Along with putting a dampening mood on your outlook for the future, it also just seems confusing with so many debt relief options available. Many people get stuck between two popular options — […]

When people think of debt, they often think about their personal bank accounts, late notices, and borderline harassing calls from debt collectors. The truth, however, is that your personal finances go well beyond your individual accounts; they can affect your business as well. For the thousands every year who choose to settle their personal debts, […]