Debt can cast a shadow over an individual’s life. Regardless of how they incurred the debt, the inability to settle it in a timely fashion can do more than harm the person’s credit score. It can also cause a pervasive sense of stress, especially…

Taking control of your finances does not have to confine you to a life of endless computer tabs, stacks of bills, and an old calculator you had to dig through the junk drawer for. These days, the best budget planner is one that you can take…