Student Loan Debt
Tired of juggling multiple payments? Debt consolidation rolls your debts into one, making things simpler—and potentially more affordable. Liberty offers customized consolidation plans designed to reduce stress and accelerate your progress.



Reduce what you owe.
Pay down $25,000 est. in debt faster than minimums (including interest)
Pay less each month
Liberty Debt Relief
$467/mo
Current
$730/mo
Reduce what you owe
Liberty Debt Relief
$22,400/mo
est. total cost w/ fees
Current
$51,386/mo
est. total cost w/ fees
Get rid of debt faster
Liberty Debt Relief
4 years
Current
5 years 9 mos
Clients could free up $263/mo (avg) compared to minimum debt payments.
Information provided in this graph is for informational purposes only and the Liberty Debt Relief option does not constitute an offer for debt resolution or any other product.

Find Relief from Unsecured Student Loan Debt
The rising cost of higher education has left many Americans struggling with private student loan debt. If you’re facing high balances, Liberty Debt Relief can help you settle your debt for less.
Our team negotiates directly with your creditors to create unsecured student loan settlements that match your income and goals. Whether you want lower monthly payments or to eliminate your debt entirely, we can develop a tailored strategy for you.
If you’re having difficulty keeping up with payments, let’s talk. A free consultation could be your first step toward financial freedom.

Understanding Your Student Loan Options
Not all student loan debt is the same—and the right relief plan depends on the type of loan you have. Student loans generally fall into two categories: government-backed and privately issued. Pell Grants, while education-related, aren’t considered repayable debt and aren’t included in these categories.
Government-Backed Loans
These include Stafford, Perkins, and Direct Loans. They typically offer lower interest rates and deferment options until after graduation. However, they come with limits on how much you can borrow and must be repaid according to a set schedule. These loans generally can’t be negotiated or settled like private loans, but federal relief programs may help.
To explore options like the Direct Consolidation Loan, Public Service Loan Forgiveness, or income-driven repayment plans, we can help guide you toward the right program for your needs.
Private Student Loans
Private loans are typically issued by banks or other non-government lenders. Because they aren’t bound by federal rules, they can often be restructured or negotiated. Liberty Debt Relief works with you to understand what portion of your unsecured private student debt you may be able to settle or reduce—then we advocate on your behalf with lenders.
Student debt isn’t the end—let’s find a smarter way forward, together.
$100 + Million
In Resolved Debt
30+ Thousand
Satisfied Clients
8+ Years
In the Industry